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I think WattleIdo summed it up quite nicely. "Knowing where to spend, and where to enjoy not spending" But alas. I have dragged this way off topic. Sorry Blacky

As others have said - there are idiots at every end of the scale. On the other hand some of the best people in the world are financialy well off. Im not sure that there is a direct correlation between finanical wealth and personallity. Slightly off topic but... I firmly believe that when...