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Any drastic changes would also negatively impact the over 1 mil people employed in residential construction. Not to mention the retail industry relaying on people furnishing these new dwellings. I agree with you, Lord Shanghai, and it will be interesting to see what happens...

From the RBA - Financial Stability Review. Hhmmmmm.. what do you think ? "The low interest rate environment and, more recently, strong price competition among lenders have translated into a strong pick-up in growth in lending for investor housing ? noticeably more so than for owner-occupier...