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Credit cards have always been seen as expensive credit as it is an unsecured loan, nothing new there. I am surprised they have dropped at all. Are you certain business credit wont be reduced? I seem to remember it was last cycle, why do you think it wont this time. Dave

Your point? You say they arent, I show evidence they are, or at least some have started and you seem to discount it. Do you expect them all to drop at the same time? Some of the banks havent even made an announcement about the 1% yet, yet I dont see you saying that they arent reducing rates. Dave

Well here's 2 credit cards that have right there Dave

All depends on what % of homeowners you think are currently on fixed rates? I'm a homeowner, I am taking advantage of falling rates. Dave

http://www.smh.com.au/news/world/australian-housing-a-survivor-on-the-world-stage/2009/02/01/1233423045506.html Interesting story, can't say I totally agree with the line, I suppose what he is saying is that our places are arguably too high, but not as high as other countries, especially when...