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Haha, just be patient.. took me 3 months to get an offer and sell mine. remember when you buy, you just go out and do it immediately... you can't do that when you're selling, you have to wait for the buyers to come to you. Of course the real estate try and condition you down every few weeks...

I'd go with #1. It's not the agent's fault the banks are rationing credit to prepare themselves for having 20-30% of their credit squeezed - nobody is having an easy time getting loans from the banks now. When the access to loans from the banks dries up, where do people come up with the money...