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Thanks people.. Well after not having been able to read the reply's to my initual question for a while..... To all those who actualy risisted getting on their own own soap box and try and give some helpfull advise, I would like to extend a very sincere "Thanks". Any advise is always welcome...

Evening all, fairly new to this forum but find it great for info.. This might have been asked before but unfortunatly I havent found it, so here it is... We currently have a few investment property's, all have a reasonable amount of equity in them, however we now find that our income will...