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What's the general process in switching to IO. is it as simple as getting it changed or do I need to go through an approval process.

I would love nothing more than to cut and run from this one, but my wife is emotionally attached to this one and that's not negotiable so, I'm just going to work around it

I'm currently in a dha home.

I can understand that when you expect CG to take care of the purchase price. I'm not convinced this property will ever reach that point.

Hi guys We have a IP that is currently valued approx 80k below what we paid (dont bother, long story). Anyways, given that it may never produce any CG, should I have the repayments as p & I or should I move to interest only and focus on reducing some other personal loans in the hope that...