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Tough gig getting finance approved through HN with no job. Number one issue if you're going to continue down the path of trying to retain is getting a job somewhere evn if it requires a couple of hours or so commuting. Without the income any type of finance is going to be tough. Once employed...

It's still quite a lot for furnishings. Hunt around for some quality 2nd hand office furnishings and it may save you a bit. For $280 per night I'd like someone on hand to get a cold one out of the fridge also as the wife sure as well won't. ;)