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10+ would be a struggle with any one lender and risky but as this is no 4 and another lender is in play already there may still be room to move with ANZ. After that looking elsewhere would certainly be an option. I guess a lot would depend on current LVR's and future goals. I would doubt that...

Pros 1. I'm guessing you're on around 6.46% with ANZ. Additional borrowings would most likely put you on around 6.26%. 2. Unlikely to get PB and quite honestly PB's, managers etc change every year or 2 anyway and then you have to toilet train them again. Cons 1. Ummmm they own the...