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Ouch 4.9% as a max!

They might move in line but as above they do it at a set time not when the other banks move. Whereas NAB pretty much same time.

Yes agree. Variable is now 4.79% but was previously 4.95%

I employee this strategy. Fixed 4.89% expiry 3/15 Fixed 4.74% expiry 3/16 Fixed 4.95% expiry 11/16 Have approx 50/50 split variable and fixed across all borrowings.

Haha I recall a fair few people waiting to see 5YR @ <5% now that it's hear, it's still scary as it's 5 years. I don't have any loans/properties suitable for that, but going to be interesting in 6-12months time when I do if the rate is still around.

As Pete mentioned, really interested to see what the other banks do.