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Then personal loan $0 set fee interest rate would be 13-16% have that for few months pay it out no cost. Or new credit card 0% on purchases for 10 months, would ensure that where you are getting the car from accepts credit cards.

Few quick options I can think of with CBA. Unsecured personal loan rate is ~15% establishment fee $150 monthly fee $10. Rate could be cheaper if you're on a wealth package (Home Loan) and monthly fee is waived. Could be paid out no costs as variable. Other option is CBA have 0% credit card...