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The most recent being not more than 24 months old, and a personal Notice of Assessment* that relates to the most recent personal Tax Return.

Agreed, I had a long face 2 face with someone from credit when they were last in town regarding exactly this. Also around trying to match ANZ with COS @ 80% instead of current 70%

Where a self-employed customer's application has an LVR of less than or equal to 80%, you can now verify their income using a simplified set of documents. For all self-employed applications with an LVR of less than or equal to 80%, customers must provide these documents: Personal and...