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They can, do and likely will. Especially if you already have the funds available. Direct from CBA Policy - Explain just like you have on here your plans, that 1 will be PPOR you would like to offset against this and then they all will be IP. Therefor you want to preserve your $$$...

80/20 is the banks preferred method for guarantors. It seperates the guarantors debt, should be done that way. 80% against the purchase property remaing against the guarantor. If you wanted to you could still get each loan seperate $320,000 against UNIT 1 $80,000 against gaurantor for...