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This is funny, I've had this happen a few times. In each case the details weren't correct by the broker, be it income, expenses, assets, liabilities or little extra things that get it over the line. Happy if the bank wants to pay both but I don't think it right, if deal wasn't done because...

Are either working at all? Part-time / casual? Without income how can they show they can support the debt. I would be suggesting they wait until 1 of them is working, with 1 of them earning say $50,000 should be able to borrow around $200k.