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I still don't personally see much come past the desk that would fit the space. 1.Most recent taxation return 2.Twelve months rental credits into an account 3.Most recent external valuation report Room by room is harder, but have still got it approved based on tax return along with...

Similar to above, each time someone has mentioned loc doc loan A - They have no income to support loan B - With what they have been able to provide have been able to get full doc approved. Sounds like there is more to this then original post of $20k. You have been using this broker for...

I'm struggling to see why this would need to be a low-doc? Unless there is figures that aren't correct being used. $20k PAYG income, rental income, dist from trust. All these could be used with a full-doc loan. Are you a trustee of the trust?

Distribution from a trust is income, it's offical income declared on a tax return.

$20k declared income borrowing $560k... I'm sure there is more to this.