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  1. Brady

    borrowing capacity

    As per Jess, they will still provide pricing on both if +PPOR. This can now play a big key. Banks will be pushing for PPOR.
  2. Brady

    borrowing capacity

    Just done a pricing request this morning. Max approved discount on $450k @ 90% was 0.80% I believe won't see pricing above the carded special rates (not standard wealth pacakge rates, but just standard special rates... no further help from pricing team) $250 - 500k <80% 0.85% 80-90%...
  3. Brady

    borrowing capacity

    CBA made some tweaks a little while back before ARPAs clamps with the assessment rate, previously it was 1.5% above actual rate. Whereas now it's 7.25% less discount entitled to. My understanding is that we first thought we were a bit clear of APRA, but now they have eyes for us and a change...
  4. Brady

    borrowing capacity

    OFI actual P&I
  5. Brady

    borrowing capacity

    CBA don't assess at actual. They assess at 7.25% less what discount you're entitled to.
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