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I have seen ANZ drop there existing fixed rate for a client when I rang up with her ready to refinance her loan. Cant remember the rate she was on, but they dropped it by ~0.5%

Haha Just edited before you posted this :)

Brokers will be able to chime in with some more but pretty sure Edit- Adelaide Bank

Was thinking the same thing. 5.99% for 5 years... usually you dont see those 4 & 5 years sooo low

Current CBA Fixed Rates on Wealth/MAV Package 1 Year 5.69% 2 Year 5.59% 3 Year 5.69% 4 Year 5.99% 5 Year 5.99%

Concentrated risk? Please explain? because he has debt with one bank puts him in higher risk???

Agree with Aaron fixing isnt about the best rate, looking soley at the rate gets many in trouble. In saying that I have fixed a portion of my loan 2YR @ 5.8% when I purchase about 6months ago, its IHL more then happy to pay 5.8% and still keep variable portion allowing me to have a offset...

Helps me ;D

That was quick ;)

Probably going to be a retention team that calls you. You could go into a branch and get them to complete a pricing request, but they wouldnt get the decision back (could be 1 hour could be 24hours depending on queues) This would also make it a struggle to rate lock today due to the delay in...

CBA just restarted its $700 rebate for refinances ;)