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It always fun hearing the occasional credit myth (where they come up with there own policy). I always love the response from credit 'but if you refer to bank policy you will see it cant be done', which my response usually sounds like 'if I was to just rely on bank policy for my deals than...

:oDisagree with you Aaron! There are boxes which fall into usual banking guidelines that lenders can approve without any further decisioning... but some deals need approval from credit officers, team leaders and state managers each deal assessed on merit (most of the time :() :)But yes I agree...