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Is P&I what you want? Switching fee? Which bank?

CBA New Fixed Rates (on wealth package) 2 YEAR 4.79% (decrease of 0.10%) 3 YEAR 4.94% (increase of 0.05%) *Note CBA still offering 'Fixed Rate Home Loan Guarantee Offer' until 30/9*

This offer does not apply to Bankwest or subsidiary brands not listed above i.e. UBank and RAMS.

Rolf is spot on... But fixed rate also happened to drop. CBA 3 year fixed rate down to 4.89 I think this is more to do with competition :)

Is there is a minimum loan amount? Several thousand for legal fees... If the fees are $4k that means needs to be a $1M just to break even with standard banks... Also loose 10% usable equity. Downside looks pretty big, must be some more upside... Lending niches?

Cba CBA 1 Year Fixed Rate 4.79% 2 Year Fixed Rate 4.89%

Would assume effective tomorrow means its being announced tomorrow as well

Not sure if mentioned already but... CBA have joined the party with 3YR fixed now 4.99% Also still keeping 2YR fixed at 4.99%

It will continue to go on as it interest people. Through managing cash people are able to manage their risk. If I know that my repayments are $X for Yyears I can manage that risk to ensure that I can survive Zmonths/years with no rent. Locking in a fixed rate shouldn't be about the...

Are you aware that fixed rates aren't heavily reliant on the cash rate like the variable rates

For those that are interested in CBA Fixed Rates... Recently have been able to get few through pricing, although first time both came back declined... few days later tried again and approved :) 4.99% for 3YEARS for existing clients <80% lvr >$250k 4.89% for 2YEARS for new client >90%...

Delfredo, you suggesting that because they are the largest they should have the lowest rate across all different terms always? I think that its great that they have at least lowered the rate of the 3, 4 & 5 year terms... along with keeping the 2YR @ 4.99% CBA current fixed rates on wealth...

They probably have similar thoughts to CBA having 2yrs at 4.99% Be interesting to see if cba and nab join in on the 3 and if they keep their 2 year as is.

Yes but they also aren't offering the 3 year fixed at 4.99% to my knowledge

My most recent conversation with someone in the 'know' was that at this stage CBA isn't planning to match the 3 Year Fixed Rate, as at this stage they are still offering the 2 Year Fixed @ 4.99% which others aren't... But as more go and competition increases its likely to change. For the...

Tried pricing request with CBA to match the 3YR Fixed Rate @ 4.99% for $420k loan 40% LVR... No joy

Had a client who is a sub-contractor to a builder... Said the builder he works for has so much work on that they will be busy until Christmas. (Adelaide)

Yeah CBA's is 4.84% for interest in advance, seems like that is the push at the moment...

Can usually get equity out with a seperate stand alone loan. But agreed 5 years is a long time to fix, mind you I did consider a 5 year fixed rate, ended up going with 2 :)