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Nailed it :)

+1 with Aaron, in most cases this is what I suggest for clients. It's very important not to mix the use of the funds in the offset though, no taking funds and replacing for personal use.

Joined June 2012 after purchasing 1st property in March 2012, after joining looking through threads the property I purchased was mentioned in a thread :) Purchased 2 more since then. Hoping to purchase #4 soon which will be developed into #5 as well