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What was the reason you were recommended Macquarie & Citibank?

If it was me I would be taking the full amount up to 80%, doesn't mean you have to use it but it's there. Always easier to get money when you don't need it. Loans can be switched and split very easily with CBA... but valuations dont always come back as planned. 0.90% is the standard under...

CBA SVR is 5.9% so discount of 0.90% means your rate would be 5% What is the total borrowing amount and what LVR? I would be surprised if CBA couldnt match or get below 5% CBA has been pushing well above the standard below counter offers at the moment, believe this will continue to at...