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A home, not an IP.

$70k salary. $30k deposit which has been in account for over 3 months. Single. No credit cards. No personal loans. No dependents. What do you guys think my borrowing capacity would be?

Thanks for the answers. So more specifically, $70k per year salary, $30k in inheritance which I would like to use as a deposit. Is there borrowing capacity and if so, how much?

Thanks for the reply. What do you mean by x-coll? So the days of 97% and 100% LVR loans are over?

What type of minimum deposit is required now for a loan? I remember a few years ago, there were 0% deposit home loans. A couple of examples: 1) On an existing dwelling for $450,000, what type of deposit would be required? 2) For a newly constructed dwelling with land for $500,000 (making...