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Ouch! We are in a similar situation with structure - we are self employed, and finalise our company/trust structure this week to start the next phase of our journey - primarly to purchase Investments. Your story is one of the reasons why I've kept our PPOR loan open, but by the sounds of it, I...

I'm with RHGL (the scraps left over from Rams), I'm fully variable at 10.44%, we've had 7 rate rises this financial year. I'm in the fortunate position of holding the loan open to have quick access to funds via redraw (PPOR)......so 10.44% of almost nothing is almost nothing. I really feel...