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They sound like very good rates Mick. I had a loan with ME many years ago and they were fabulous to deal with. I rang SGB on the weekend and they said they would email me the docs to convert either by Mon or Tue. The email had not arrived by this morning (Wed) so I rang them and they said...

I rang St George Bank on Saturday to discuss converting to 5 year fixed @ 4.99%. They have been a bit slow in emailing the paperwork but I am going to fix for that period. 5 years @ 4.99%, no switching fee (I have an advantage package for about $395 pa) with the ability to pay up to $10,000 pa...