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Terry, can you please advise if in your view s. 87A (1) has been satisfied in my circumstances?

Marty, thanks. I can see where they are coming from, AML and all that, but this is insane. There should be just one standard universally applied, and when there is sufficient evidence from multiple sources about a person with a long history, then identity should be proven. I've given something...

I'm towards the end of arranging refinancing and today was advised by my broker that 100 points of identity are required. It seems that the Victorian Titles Office recently had a chnage of legislation, regulation or policy requiring 100 points. Odd. I am alrerady registred with the Titles Office...