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For a quick and easy updated Budget Planner try this from the Govt. May as well see what your tax is doing. Note they also have an excel version...

Excel spreadsheet for reducing principal calc I had a spreadsheet many moons ago - and it required lots of grunt but essentially it looked at a P&I loan with additional funds from income paying the Principal down monthly equal to the income generated. ie the interest charge is reducing, it...

Shame - it was a great spreadsheet. I just started pulling together a spreadsheet with daily interest repayments for 5 year loan periods to do 'what if analysis' on taking 3yr and 5 yr interest rates, with splitting etc. Then I thought why invent the wheel - has someone already got a...

Wiston - I love your work! I recently went searching for your updated rent vs buy calc - it seems it is now under a URL but the URL does not work. Is it just me or has the link changed? Jane

Lama, I would use 20% or even 30% oncosts. Just allow for those extra expenses. Jane

Sorry for the delay - the Borrowing Costs are usually taken - accountant feel free to contribute here - as the actual costs of borrowing deducted over 5 years, so fees associated in getting the mortgage. On an investment property if you paid an applicaiton fee for instance. If LOE is living...

Glad you like it - I was especially proud of the drop down menus on the front page. There is heaps more spreadsheets I use for my portfolio if you do go and sign up for the Invest Kit on my site you can access them all. Jane

Property Portfolio Tracker Not sure if you find this of use or not but API Magazine used it as part of their article last month on managing your property portfolio. You can download from my website normally when you sign up to the newsletter and get access to all the other property inspecting...