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I agree " Lenders have generally raised rates a little more than the cash rate over recent months and most loan rates have risen by close to a percentage point. Since information about the early impact of those changes is still limited, the Board judged it appropriate to hold a steady...

Rates are on hold but in speech the Gov mentions that they are looking at implications of lenders putting rates up higher than official rates. Interesting http://www.rba.gov.au/media-releases/2010/mr-10-02.html Jane