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  1. C

    Using Equity or Cash for Deposit?

    Thanks Peter While we work out a plan we are doing a bit of all three. One IP is a lifestyle / weekender and that has been targeted as the one to paydown first and when we no longer need to rent it we will be able to 'lick that marshmallow!' 2. Isn't that easy - the million dollar question...
  2. C

    Using Equity or Cash for Deposit?

    Thanks for the replies. Recently achieved offsetting the PPOR via recycling strategy. Excess savings now offsetting an IP loan. We are still in the accumulation phase. Until we complete that is against an IP the best place for our savings? I was that focussed on getting rid of the...
  3. C

    Using Equity or Cash for Deposit?

    I mean to hijack your thread my question is along similar lines. If you have equity say 50k that you have used for new IP purchase (deposits & costs) and you have 50k sitting in an offset against that loan (no non-deductible debt to offset) - which do you use for the next IP deposit...
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