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Hi all 1. me 44 hubby 46 2. hubby own air con firm, me previosly senior bookkeeper- now since may 06 full time buy,reno,sell 3. changes approx 70k together (through hubbies firm) - my new occupation still to determine 4. married 3 kids 12 & 5 5. 1 x PPOR (fully owned) 1 x IP, 1 reno'd and...