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Hi - yes, that is correct given the size of our borrowings, but with the latest rate cut, I may well be able to get that rate over 3 years. Will confirm once we have received the new loan docs.

Westpac's offering me 5.79% for 2 years fixed, said they cannot do 3 years at this time. Just wondering I should hang out for a little longer and see if they will come down.