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With a servicability of 1.5:1 an applicant can obtain approval without any genuine savings at all. However the applicant will need to be VERY strong on ALL other criterior.

Gail, It actually is quite a good 100% loan. There is actually no Mortgage Insurance payable however St George charge a Loan Extension Fee of 2.5% of the loan amount. There is a $750 application fee and the interest rate is .3% higher than their normal standard variable or fixed rates.(no a...