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Love Dianella, great spot.

Gross income is still 92k inclusive of rents ($123k+ including potential rent from a 700k purchase) and can be used in the banks calculator but taxable income will shift downwards once interest costs etc are factored into the equation.

A very common question (besides what is the rate?) is how much will the bank loan to me? Based on the figures provided by Fith above, assuming no other debts, Alex P could in fact borrow up to $792,000 according to NABs serviceability calculator (granted one of the more generous on the...