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If medico/certain other professions can definitely do volume discounts on 90% no LMI. Rates are same/slightly more competitive with pricing - put one of these through just recently at 4.6% for similar amount of funds.

I'm quite happy with this, as the FHBers I do see generally have the funds to get a 90% LVR, and at ~600-650k purchases this can save them up to 13k. In the end, just another arrow in the quiver.

Commercial policy is very very different to residential policy/servicing - something to note with all lenders.

Or never at all if you're intending on being a serious investor. Very interesting for the FHBer field though!