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Don't take the funds from the offset account as the IP deposit. Instead pay the funds into the PPOR loan account, then have a seperate investment loan split taking the same funds out (and any equity available from CG). This will reduce your PPOR non deductible debt, whilst maximising your...

Be sure to make sure where ever you do end up, that their policy is sufficient enough to provide flexibility for releasing equity in the future for IP's as well as enough serviceability to keep accessing as you go along.