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The property doesn't exist in a vacuum. The bank still needs to make sure you can cover your total living expenses and liabilities before lending you hundreds of thousands of dollars. If they didn't, it would be possible for someone one week from bankruptcy to purchase properties - that wouldn't...

Don't waste your time with those online calculators - you may as well just use a random number generator. They are just used as a lead generation tool for the business. Build a relationship with an investment savvy mortgage broker. They will be able to give you a strong understanding of your...