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Looking at around 150-200k per annum retirement on 2010 AUD. Big goal but retirement for my partner and I will involve kids still at home due to our young ages. Our goal has been to eliminate money worries so we can experience life, not to open ever increasing ways to consume. Travel and the...

Not really. Generally go on first day of catalogue specials to get in on the good deals before the shelves empty, and bread is cheapest on Sunday usually as they cycle out the old stock.* Multibuy your way into savings with things like two for x bread, making use of pantry and freezer space...