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You're limited by your savings, otherwise you're MAXCAP (most the banks will lend you) will be higher. So it's about right. I'll PM you some specific details so you can get an idea of your serviceability calcs. :)

Welcome to the forum. :) I think you'll get along quite well here with that passion! Going a CF+ route, as Prop mentioned a underval property which might have unique selling circumstances (mortgagee, divorce etc) means that you can shave significant dollars off your buying price, allowing for...