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I think you'll find that the large majority of renters who wish to enter the property market have not already due to a lack of sufficient deposit, not waiting on the sidelines for a more affordable property market. Prices in Adelaide have dropped significantly the last few years to the point...

No doubt, however I don't think you'd be too upset having locked your rates at historically low rates. :) A scattering of .20 to .25's methinks.