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One reason Australia introduced the compulsory Medicare system was to combat a problem that hospitals were having with the growing number of debtors on their books due to treating people without private healthcare who couldn't pay their bills. Presumably compulsory insurance spreads the cost of...

The Salvos do some work in this area. http://salvos.org.au/need-help/financial-troubles/

I don't think so in my case, really, you need a balance in life. Who wants to live to work rather than work to live? I've always been fairly frugal and looked for value. Used layby rather than credit in those days for "wants". When taking the kids on an outing it would be a packed lunch rather...

That would have been a problem logistically. Anyhow, the ladies in the office badgered the Manager on my behalf so i got a payrise. I also worked 6 days a week, including weekends and afternoon shifts, so with overtime and penalty rates I had just enough to survive on. Later on I moved to a...

This thread reminds me of when I was a young man who had just got married. I did my sums and realised that my income was insufficient to cover my expected outgoings. I had to go cap in hand to my employer of the time and ask for a pay rise. Each week was a struggle putting food on the table...

Yes it is but in this case the benefit most likely falls under the Fringe Benefits Tax regime http://www.ato.gov.au/businesses/content.aspx?doc=/content/52005.htm