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There is a note in the header of that fee table as bolded below. Local & International Payments and Foreign Currency Services (Excludes Citibank Plus Transaction and Citibank Online Saver Accounts) Also Whirlpool forum Wiki here. http://whirlpool.net.au/wiki/citibank_plus_transaction_account

What is this CBA debit travel card that you are referring to? The CBA travel money card that I have used is a credit card. You select credit when making transactions although you are using your own money that you load onto them.