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Yeah I also get my yearly automatic monitoring from Veda advantage. Its great knowing what info you will need to explain to the bank when trying to apply for a loan. When I asked the ANZ guy if the increase would appear on my credit file, he said "whats a credit file" lol He then said that...

I currently have an ANZ credit card with a $1,900 limit. I wish to increase it to a $3,000 limit. I have already received pre-approval letters from the bank etc for this amount. I would prefer that the limit increase does not appear on my credit history, as it is already crowded with loan...