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Because trust can only get certain LVR , so it needs to get the difference from me. I suppose that can happen by lend, by gift or by just purchasing units?

While we're on the topic of unit trust IP loans. Fixed unit trust with company trustee, of which i'm director. How does this process sound: 1) I personally lend my trust $50,000 on a commercial agreement and transfer those funds from personal account to trust's account 2) I find a house i like...

yup. Different things.