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Did you consider writing that in your first post before everyone started asking about your occupation / business? Have you considered asking your existing broker if wife can service loan? Sorry but you seem all over the place.

6 months in small business is a no go, one or two lenders will do 12 months but majority want 24 months. It'd be partially in your favour if it was still same industry as your employment though, as they'd make an allowance for you. Depending on what the MRS earns, she may be able to borrow...

A couple of thoughts if I may; 1) If you don't trust your current team of professionals (be it broker or accountant or property manager or whatever) then you're already on a slippery slope. Have they actually done something wrong? Do you feel you're not on the same page as you? Is it possible...