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AlwaysLearning: At the moment i've heard UK and USA both have 2-4% interest rates... I've always figured that Australia lagged both of these countries. If OPM was this cheap, then a lot more ppl would come rushing to property, which would drive up the prices which would drive down the rent yield...

WOW Steve, that was a very interesting read and puts my mind in a slightly different frame of mind :P Only one question tho: Since the median price here in Perth (150k infact) is much lower than that of those eastern cities, I guess all that changes is easier serviceability but more...

I think if ya first answer the questions below, then the number of properties will answer itself. 1) How much income / backing do you want to retire on? 2) How soon?