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They pay the highest comms ;)

Really depends on the circumstances

Paul On what basis / face value are FF points taxed?

I wasnt referring to the rate, I meant choice/order of lender(s)

I'm sure getting FF points outweigh the ability to screw your serviceability over :cool:

Forget the 0.11 , i don't care if they 1.11 different. Do you realise what you're doing by using banks in the wrong order? You said yourself that you plan to make a large portfolio. Once you take out this loan and buy the IP you have your eye on - what happens for the property after that? Do you...