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a flaw is found When you forcast your costs for the year, you usually dont count things like holidays and new toys(boats/planes) in your plans. If you were tight on funds, found you wanted something, then its hard to see the budget not being blown away in a flash. Another thing is that when...

We live mainly on equity Our buyers agent work generates a good income each year so that covers our rates and body corp fees and maintainance on our portfolio(now back to 20 props), and this is supplemented by anything we need for the home is all peeled out of our equity. We play with the...