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Thats what I thought so in this case probably better off keeping the facility open with the thieving dogs as Rixter puts it (they stung me as well :mad:) Thanks and noted.

My mother has a loan with these _____. It was a RAMS one that was sold off but it was almost paid off at the time, less than $10k then , she had retired and I suggested she keep it running so as to access money if it was ever needed. I am wondering what their current interest rate is, but can...