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Reply: 3.1.1.2 From: Dale Gatherum-Goss Hi Michael! I love it!!!! I've been called many things in the past, and a tool is one of them, but, I don't think they meant it as kindly as you did. Thanks for that, it has made my morning!! Dale

Reply: 3.1 From: Dale Gatherum-Goss Hi Geoff! I agree with TW completely. We all change in our outlook and our needs and at then the advisors we hired at one stage in life no longer meet those new needs. A good lesson to learn. Have fun Dale

From: Dale Gatherum-Goss G'day! In the last few days we've had a couple of interesting comments about accountants, all of which I would agree with. However, it made me stop and think about why we get so little advice from our accountants and without defending them (especially since I am one...