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Hi Michael! I have never been "out there" . . . well, not that I can remember anyway which is a little bit of a concern!! Transfers into a trust will attract both stamp duty and CGT which often detracts from the process. To the best of my knowledge, there is no way to do so without...

Hi! If the spouse already owns 1/2 of the house, then, the spouse will only be able to claim 1.2 of the refinance costs such as bank interest plus the existing half of any loan prior to the transfer. Your idea is not too silly in transferring properties between spouses at certain times...