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Hi Thanks for understanding, and I apologise for venting . . Insurance covers a certain amount. So, if they are covered for say $5m and someone sues for $10m - the insurance company pays out the $5m and the balance has to come from their pocket and hence everything they own goes out the...

I cannot believe how niave and stupid some people are!!!!!!!!!!! I have just had the privelege of sitting with two doctors who have 3 properties all in their own names and who do not believe they will ever be sued. And one delivers babies!!!! Hello. Wake up. I feel sorry for these...