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Its those subliminals. gets them everytime.

Thats very reassuring for me seeing someone of your stature starting late. I thought I was the odd one out on this forum by spending too much in my twenties and not waking up until my late 20's. Even after waking up it is a momentus effort to save enough and finally buy something. Took me...

Borrow the deposit. If it has taken you this long and you are still renting perhaps look at an alternate way of getting your deposit.

If someone is a spender and still get a house they will still be spending, however a large chunk of it will be on their house/mortgage rather than other things.

Exactly, it is a thing called perspective

Yes agreed. I may be way off the mark here, but I can see a whole heap of inflation coming our way with the likes of the carbon tax and all of these higher utilities we are seeing. Perhaps this will devalue our dollar and pay rises will be in order shortly after.

Probably not much pain at all as wages would have gone up a fair bit as well

Top post Dazz. That certain percentage of people (which must be a high percentage?) will continue to blame others for their seemingly lack of ability. It is easy to take the easy route and believe owning your own home is futile. It all boilos down to perspective, or attitude rolled amongst...